
Retirement
Sign up - Employee:
- Registration form
- ID or birth certificate
Employer Registration:
- Registration form
- Business license
- ID of employer
Retirement Options:
i. Normal Retire: Must be 60 years old and unemployed.

Social Welfare Scheme
Sign up - Members:
- Application is available online and can be picked up from our Office.
- ID or birth certificate
Members & Carer Registration:
Effective 1st July 2024, Tongan citizen who is 67 years old and over is
eligible to register to the
Social Welfare Scheme regardless if you are still
working and earning formal salary, receiving life
pension payment or other
similar retirement benefits from Government, Church Organizations, Statutory
Bodies,Public Enterprises and Parliament, or the Government of Tonga.

Voluntary
Voluntary Contribution:i. Employees Member Voluntary Contribution Account (MVC):
- Employees can contribute more than their 5% Member Contribution (MC),
and the extra contribution is allocated to their MVC account.
ii. Voluntary Contributor:
- Any person not included in the workforce can be a voluntary member.
- Minor voluntary members must be registered by a parent or guardian,
with the submission of birth certificates.

Investment
Investment Approach The Investment approach of the NRBF is designed to ensure the prudent
management of members’
contributions, aiming for sustainable growth
while safeguarding the fund’s asset.
Investment Goals & Objectives
The investment goals and objectives of the NRBF are aligned with its
mandate to provide sustainable and secure retirement benefits to
its members. These goals are informed by prudent financial management
principles, regulatory guidelines, and the long-term vision of the fund.
Services Requirements
At the National Retirement Benefits Fund (NRBF), we offer a variety of services designed to support our members, voluntary contributors, and employers also social welfare scheme. These include
Employees & Emloyers Contributions
- MembersEmployees must contribute 5% of his Montly Salary
- Employer must contribute minimum 7.5% based on employee basic salary
- This conribution must done on Montly basis
- Employers make sure all employees are contribute to their requirements
Social Welfare Scheme
- 'E kamata me'a'ofa ni ho ta'u 67
- Pa’anga ‘e $90 (ta’u 67-79), $110 (ta’u 80+)‘i he mahina kotoa pe lolotonga ho’o ‘i Tonga ni.
- Ko e tangata’i fonua Tonga (citizen) koe pea na’a ke nofo ‘i Tonga ni he mahina hokohoko ‘e 3 ki mu’a pea ke lesisita mai.
- Fiema’u e paasipoti ‘o kapau ‘oku ke lesisita tomui mai.
- ‘E ngata ‘a e me’a’ofa ni ‘i ho’o pekia.
Voluntary Contributor
- Any person who are not included in the workforce can be a voluntary member.
- Minor Voluntary members must be registered by a parent or a guardian , with submission of birth certificate.
- Koe memipa kotoa pe 'oku 'ikai ke ngaue 'e malava ke hoko koe memipa
- Koe Fanau iiki 'oku te'eki ta'u fakalao (18) kuopau ke lesisita mai 'e hono tauhi pea 'omai moe tohitau'u